Project that provides support in life insurance is not a new opinion
Suffered further setback in the House, the bill was written by Mr Enio Bacci (PDT-RS), establishing the “allowance” of 50% on the value of life insurance premium of the ten uninterrupted years of contract, if the insured is up with the payments. The proposal, which dealt since 2003, received in this Tuesday, contrary opinion of the rapporteur of the Commission of Constitution and Justice and Citizenship, Mr Carlos William (PTC-MG), which identified “bad legislative drafting.”
In the report, the Parliament argued that the project is at odds with the Complementary Law 95/98. “This is used because of a bill to deal with autonomous area already governed by Articles 757 to 802 of the Civil Code. In substance, we must be emphasized that the punctuality in the payment of the insurance premium is inherent in the contract itself, which only applies while the monthly payments are up to date. As stated in Civil Code, shall not be entitled to damages that the insured is in arrears in the payment of the award, if the accident before his purgation, “argues William Carlos.
He adds that the proposal also fails to consider the actuarial criteria for setting premiums, and “weakened the essence of the life insurance policy, whose goal is to ensure the financial security of beneficiaries after the death of the insured.”
The project had already been bombed in the Finance Committee and Board of Taxation, which was approved unanimously the opinion contrary to the matter prepared by the rapporteur, Mr Max Rosenmann.
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